I have Travelers for both the home and auto with $1000 deductible. They made a big enough payout to completely restore the house and almost enough for the caddy dealer to fix all the cars. I was impressed and they came around fairly soon after I called them, like a couple days. They brought in adjusters from all over the US, mine was from Boston. I knew a good General contractor who came around and managed the subs to fix the house.
Well baseball sized hail would have probably done mine in too. I do have the panels on the homeowners policy at my original purchase price, now that stuff has fallen so much I bet the repair would be fully covered if I took a payout.